211 Helpline gives free, confidential information and referrals to anyone in need. This resource serves Palm Beach, Martin, St. Lucie, Indian River and Okeechobee Counties.

Services include:

HANDS offers housing/home ownership information to low-income people. They can help you find an apartment. They can guide you towards owning your own home. They offer one-on-one counseling sessions. Most HANDS counseling is free.

Counseling services include:

• Affordable Apartments
• Budgets
• Foreclosure Prevention
• Pre-Home Purchase
• Tenant Rights

The U.S. Department of Housing and Urban Development offers foreclosure assistance. They can help you keep your home. Look at their website for more information: http://www.hud.gov/local/fl/homeownership/foreclosure.cfm

Pro Bono Legal Representation

"We have a panel of very dedicated volunteer attorneys in the St Petersburg/Pinellas County area who are available to provide free legal representation in numerous types of civil cases, such as bankruptcy, family law (including divorce, child support, and custody), housing (including foreclosures and landlord-tenant issues), probate, and criminal records expunction."

https://lawprogram.org/advice-clinics-pro-bono-representation/

InCharge is a non-profit agency that helps with debt management. This includes combining all credit card payments into one monthly amount. The agency works with creditors to lower interest rates. It delivers a plan to pay off credit cards in much less time.

Services include:

• Bankruptcy Pre-Discharge Counseling
• Bankruptcy Pre-Filing Counseling
• Budget & Credit Counseling
• Debt Management Program
• Forclosure Prevention Help
• Military Debt Relief
• Pre-Purchase Housing Counseling

Provides free counseling services to families at risk of foreclosure. We specialize in getting in between the homeowner and the mortgage company. Call for more info.

This agency provides quality legal services to those in need. Please call for more information.

We offer mortgage assistance programs. We have counselors that will help you find the best solution to your financial challenges. Call for more info.