211 Helpline gives free, confidential information and referrals to anyone in need. This resource serves Palm Beach, Martin, St. Lucie, Indian River and Okeechobee Counties.

Services include:

HANDS offers housing/home ownership information to low-income people. They can help you find an apartment. They can guide you towards owning your own home. They offer one-on-one counseling sessions. Most HANDS counseling is free.

Counseling services include:

• Affordable Apartments
• Budgets
• Foreclosure Prevention
• Pre-Home Purchase
• Tenant Rights

HUD can help you avoid foreclosure. They have several programs available. They can assist with finding help, avoiding scams, and knowing the law. Please call or visit the website to learn more.

Toll Free: 800.225.5342

Pro Bono Legal Representation

Volunteer attorneys take case like bankruptcy, family law (including divorce, child support, and custody), housing (including foreclosures and landlord-tenant issues), probate, and criminal records expunction for free. You must qualify for Pro Bono services.

Pro Bono website

InCharge is a non-profit agency that helps with debt management. This includes combining all credit card payments into one monthly amount. The agency works with creditors to lower interest rates. It delivers a plan to pay off credit cards in much less time.

Services include:

• Bankruptcy Pre-Discharge Counseling
• Bankruptcy Pre-Filing Counseling
• Budget & Credit Counseling
• Debt Management Program
• Forclosure Prevention Help
• Military Debt Relief
• Pre-Purchase Housing Counseling

The law firm provides free legal help to eligible clients. Call or visit the website to learn more.

Service Areas:

• Domestic Violence/Family Law
• Education
• Elder Law/Life Planning
• Foreclosure Defense
• Housing/Landlord Tenant
• Hurricane/Disaster Assistance
• Money and Debt
• Preserving Home Ownership
• Public Benefits
• Record Sealing / Expungement
• Veterans Issues

Toll Free:1.866.256.8091

Neighborhood Home Solutions provides free foreclosure counseling services. You do not need to qualify for their services. They help all people of all income levels and all backgrounds. Please call 1.855.647.4968 or visit their website to learn more.

Legal Aid Services of Collier County providing Housing Law assistance. They offer a wide range of services designed to assist eligible clients with housing legal issues.

Services include, but not limited:

• Defending unlawful eviction
• Foreclosure defense (including mortgages, HOA, reverse mortgage)
• Assisting Tenants on issues involving security deposits, shut-off of utilities, retention of personal property)
• Assisting tenants impacted by the Covid-19 pandemic
• Mobile home tenancy issues
• Unsafe and uninhabitable living conditions Housing discrimination, including accommodations for those with disabilities
• Senior housing issues (assisted living, nursing homes, eligibility and safety)
• Issues involving public housing, Section 8, Rural Development Housing, and other forms of subsidized housing

Please call or visit website for more information.