Florida Keys Outreach Coalition for the Homeless provides homeless assistance. Four facilities offer case managed residential services for up to 70 homeless men. They offer a three-phase program to house homeless men up to two years. They hope to enable them to move from the streets to a sober, stable employment and residential situation. Clients must live peaceably in a group setting with other men. These men may or may not be dealing with issues of substance abuse or mental health. Call for more information or go to website.

VA offers home loans to Active Duty Service members and Veterans. This also applies to National Guard and Reserve members.

Programs:

• Adapted Housing Grants
• Cash Out Refinance Loans
• Interest Rate Reduction Refinance Loan (IRRRL)
• Native American Direct Loan (NADL) Program
• Purchase Loans

See their website: http://www.benefits.va.gov/homeloans/ for more details.

Please call for more information.

VA has several programs for veterans who are homeless. Call or visit the website to learn more information.

National VA Homeless Hotline: 877.424.3838

HUD has resources available that will help to buy, maintain, and keep a home. Please call or visit the website for more information.

Owning a home is a big part of the American Dream. Locate resources through HUD's Florida website to help you buy and maintain your home. You can find HUD homes for sale as well as utility bill assistance. Please call or visit the website to learn more.

This group offers housing programs. These are for military families. There are four different programs. They are designed to help at every stage of their transition into civilian life. Please call or visit the website for more information.

Email: Florida@operationhomefront.org

Programs Available:

KAIR provides Rent and Utilities assistance. They may be able to help with a security deposit or grant towards rent. Water, electric and basic phone line help is also offered. Call for more information. No website is available.