This agency offers free consumer credit counseling. You can call or chat online. Credit and debt counseling services are free. A session takes between 60 to 90 minutes. Please call for more information.

InCharge is a non-profit agency that helps with debt management. This includes combining all credit card payments into one monthly amount. The agency works with creditors to lower interest rates. It delivers a plan to pay off credit cards in much less time.

Services include:

• Bankruptcy Pre-Discharge Counseling
• Bankruptcy Pre-Filing Counseling
• Budget & Credit Counseling
• Debt Management Program
• Forclosure Prevention Help
• Military Debt Relief
• Pre-Purchase Housing Counseling

Clearpoint helps consumers identify the cause of their individual financial concerns. And then helps make a plan to address them. They are not a loan company and do not lend out money. Many services are offered for free. Others are at a low cost. Please call or visit the website for more information.

Toll Free: 800.750.2227

In-person Counseling is by Appointment Only

Services Available: