VA offers home loans to Active Duty Service members and Veterans. This also applies to National Guard and Reserve members.

Programs:

• Adapted Housing Grants
• Cash Out Refinance Loans
• Interest Rate Reduction Refinance Loan (IRRRL)
• Native American Direct Loan (NADL) Program
• Purchase Loans

See their website: http://www.benefits.va.gov/homeloans/ for more details.

Please call for more information.

VA has several programs for veterans who are homeless. Call or visit the website to learn more information.

National VA Homeless Hotline: 877.424.3838

Owning a home is a big part of the American Dream. Locate resources through HUD's Florida website to help you buy and maintain your home. You can find HUD homes for sale as well as utility bill assistance. Please call or visit the website to learn more.

This group offers housing programs. These are for military families. There are four different programs. They are designed to help at every stage of their transition into civilian life. Please call or visit the website for more information.

Email: Florida@operationhomefront.org

Programs Available:

This group offers a variety of housing options for those in need. Please call or visit the website for locations and more information.

Programs Available:

• CHOP (Chronically Homeless Offenders Program)
• Permanent Housing
• Short-term Emergency Housing
• Veteran's Services

This group provides free civil legal help. Clients must live in the service area. Please call or visit the website for locations and more information.

Legal Services Offered:

• Consumer Law
• Elder Law
• Employment/Unemployment
• Family Law
• Health & Public Benefits
• Housing
• Immigration
• Legal Assistance for Nonprofit Organizations
• Sealing & Expungement of Criminal Arrest Records
• Veterans

This program is called LIHEAP for short. It helps low-income households. The help is with immediate and emergency home energy needs. Any payments are made directly to the utility company. There is an automated appointment line. The line is available 24/7. Please call or visit the website for more information.

Automated Appointment Line: 904.362.8052

This group offers the Critical Financial Assistance Program. The program helps military families with grants and not loans. Help is also given in the form of grocery cards. The payments are made directly to service providers. There are eligibility criteria that must be met. Please call or visit the website for more information.

Usual Types of Assistance Are: